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Beds on Finance

At Get Laid Beds, we believe everyone deserves a great night's sleep without the stress of paying for it all upfront. That’s why we offer beds on finance with flexible payment options through Klarna and Afterpay, so you can spread the cost of your new bed over time.

Klarna: Pay in 3 Instalments or Pay Later

Klarna gives you two simple ways to split the cost:

Pay in 3 instalments: Spread the cost over 3 equal, interest-free payments. The first payment is taken when your order is confirmed, and the remaining two are automatically collected every 30 days.

Pay in 30 days: Order now and pay later. No interest, no fees - just more time to decide if you love your new bed.

Klarna Pay in 3 Klarna Pay in 30 days
Total Order Value $1200 $1200
Number of Payments 3 1
Monthly Payment $400 $1200
Interest 0% 0%
Total Payable $1200 $1200

Klarna’s payment options are not available at checkout for all customers. Your eligibility is assessed during checkout and Get Laid Beds has no input into Klarna’s decision to offer a payment plan or not.

Afterpay: Split it into 4 Interest-Free Payments

Afterpay lets you shop now and pay in four instalments, made every two weeks. It’s automatic, interest-free, and there are no fees when you pay on time.

Representative Example (Clearpay)
Total Order Value $1200
Number of Payments 4
Monthly Payment $300
Interest 0%
Total Payable $1200

Available for UK residents aged 18+. Late fees may apply. T&Cs apply.

Affirm: Flexible Monthly Payments for US Customers

Affirm lets you split your purchase into easy monthly payments. Choose from 3, 6, or 12-month plans and see your terms clearly before you buy - no hidden fees, ever.

Your exact payment plan is based on your credit and order total. Some customers may qualify for 0% APR financing.

Representative Example (Affirm) Affirm 3 Months Affirm 6 Months Affirm 12 Months
Total Order Value $1200 $1200 $1200
Number of Payments 3 6 12
Monthly Payment $400 $200 $100
Interest 0% – 36% APR* 0% – 36% APR* 0% – 36% APR*
Total Payable Varies Varies Varies

*Rates from 0% APR or 10–36% APR. Actual rates will be shown at checkout and depend on your credit. Payment options are subject to eligibility and provided by Affirm’s lending partners: affirm.com/lenders.

Affirm is only available to customers in the United States. Not all orders or customers will qualify.

PayPal

PayPal gives you two simple ways to spread the cost of your new bed, so you can choose the plan that works for your budget.

PayPal Pay in 3 PayPal Credit
Total Order Value $30 - $1,500 $199-$10,000
Number of Payments 4 6,12,24
Example Payment Plan N/A ($300 every 2 weeks)* $112.50/month (example)**
Interest 0% 9.99% – 35.99% APR
Fees None No sign-up or late fees
Credit Check Soft credit check Soft credit check
Eligibility UK residents, 18+ UK residents, 18+

Who’s Eligible?

Klarna (U.S.)
To use Klarna's Pay Later or financing options in the U.S., you must:

Be at least 18 years old

Have a valid U.S. residential address

Provide a valid U.S. mobile number and email address

Have a U.S.-issued debit or credit card

Pass a quick eligibility check at checkout

Klarna’s approval process considers factors like order value, previous Klarna history, and creditworthiness. Get Laid Beds has no control over Klarna’s decision to approve a payment plan.

Affirm
To use Affirm in the U.S., you must:

Be 18 or older (19+ in Alabama or a ward of the state in Nebraska)

Have a valid U.S. or APO/FPO/DPO address

Provide a U.S. mobile phone number and agree to receive SMS

Have a Social Security Number

Be able to pass a soft credit check (does not affect your credit score)

Eligibility for 0% APR and available payment plans depend on your credit profile and order amount.

Afterpay (U.S.)
To use Afterpay in the U.S. (Clearpay’s U.S. equivalent), you must:

Be 18 years or older

Have a valid U.S. debit or credit card

Have a U.S. billing address and mobile number

Be able to pass a brief approval process at checkout

Afterpay approval is instant and based on automated checks, including account history and order value. Get Laid Beds has no influence over Afterpay’s decision.

PayPal Buy Now, Pay Later

To utilize PayPal's Pay in 4 or Pay Monthly options in the U.S., you must:

Be at least 18 years old

Have a valid U.S. residential address

Possess a U.S. mobile phone number

Have a PayPal account in good standing

Pass a soft credit check (does not affect your credit score)

Important Information
These options are forms of credit. Please use them responsibly. Missing payments may affect your ability to use Pay Pal, Klarna, Affirm or Afterpay in future. If you miss a payment, late fees may apply. Klarna, Affirm, PayPal and Afterpay are independent providers. Get Laid Beds has no influence over whether your payment is approved.

Discounted Beds on Finance

You can still spread the cost, even when you're getting a great deal. Our flexible finance options are available on sale items too, so whether you’re shopping during one of our seasonal promotions or grabbing a last-minute discount, you can still split your payments with Klarna, Affirm, PayPal or Afterpay. That means you can enjoy even more value today, without paying it all at once.

Questions?

Klarna Help Centre

Afterpay Help Centre

Affirm Help Centre

PayPal Help Centre

Or feel free to get in touch with our customer service team - we’re happy to help!